Smart Khata Ledger

Privacy Policy

Effective Date: July 2026

Introduction

Smart Khata Ledger ("the app") is an offline bookkeeping and personal ledger application developed by Dilawar Zaman and published by OP Ebooks LLC.

This Privacy Policy explains how your information is handled when you use Smart Khata Ledger.

Smart Khata Ledger does not collect, transmit, sell, or share your personal financial records.

Information We Do Not Collect

Smart Khata Ledger does not collect any personal information from users.

Local Data Storage

All ledger information created inside Smart Khata Ledger remains stored locally on your device.

Your customer records, supplier records, transactions, cashbook entries, budgets, reports, and settings are stored only on your phone and are not sent to any external server.

OP Ebooks LLC and the developer cannot access your stored records.

Account Requirement

Smart Khata Ledger does not require account registration or login.

Backup and Export Features

The application allows users to export their own records through features such as CSV backup, PDF reports, and Android sharing options.

These files are created only when the user chooses to export or share them.

The developer does not receive, upload, or store exported files.

PIN Lock

Smart Khata Ledger may provide an optional PIN lock feature to help users protect access to the application on their device.

PIN information is stored locally on the user's device and is not transmitted anywhere.

Third Party Services

Smart Khata Ledger does not use third-party advertising services, analytics services, tracking tools, Firebase services, or external databases.

Children's Privacy

Smart Khata Ledger is designed as a general productivity and bookkeeping application. It does not knowingly collect personal information from children or any users.

Data Removal

Because all information is stored locally on your device, you can remove your records by deleting the application data or uninstalling the application.

Before uninstalling or changing devices, users should export backups if they want to preserve their records.

Security

We take reasonable steps to design the application for private offline use. However, users are responsible for protecting their own device, PIN, and exported backup files.

Changes to This Privacy Policy

This Privacy Policy may be updated from time to time to reflect improvements or changes to the application.

Any updates will be posted on this page with a revised effective date.

Contact Us

If you have questions about this Privacy Policy, you can contact:

Publisher: OP Ebooks LLC
Developer: Dilawar Zaman
Email:opebooks75@gmail.com